Unemployed? How to top up your National Insurance record and ensure you get state pension | Personal Finance | Finance

People on Statutory Sick Pay and not earning enough to pay National Insurance need to apply in writing for their credits.

They must include their National Insurance number, the dates the credits are for and reason why they are eligible for them. 

On maternity, paternity or adoption pay

People receiving Maternity Allowance automatically receive class one credits. 

Those on Statutory Maternity, Paternity, Adoption Pay or Additional Statutory Paternity Pay but do not earn enough to pay National Insurance will need to follow the same process as those on statutory sick pay to claim their credits. 

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