The expert said to Express.co.uk such a move could help raise more funds, which could be especially useful in a high interest rate, high inflation environment.
When it comes to an improving economy, some people may be tempted to put extra money into their pension, rather than make decisions about their property.
Mr Tapper also analysed this idea, adding: “As for pensions, remember they pay your income which your house doesn’t – you can’t buy a sausage with a brick.
“Money put into a pension comes back to you much bigger – because of tax-breaks, investment returns and the longer you leave your money to grow, the better your return.
“So invest in your pension for the long-term and ideally use your pension to pay your household bills.”