Cold Weather Payment: Some Universal Credit claimants could miss out – check eligibility | Personal Finance | Finance


A Cold Weather Payment is issued to certain Britons during a particularly cold snap within their area. The Cold Weather Payment system is designed to payout if the average temperature in someone’s area is recorded as, or forecast to be, zero degrees celsius or below over seven consecutive days. Britons will receive a £25 payment for each seven day period of very cold weather between November and March.

Universal Credit claimants are just one of the groups eligible to receive a payout from the Cold Weather Payment system.

However, it is wrong to assume all claimants will receive a Cold Weather Payment from the Department for Work and Pensions (DWP).

In fact, the Government has clearly laid out the eligibility criteria as it pertains to those claiming Universal Credit to avoid any confusion.

While Universal Credit is both for those who are unemployed or on a low income, claimants will only be able to receive a Cold Weather Payment if they are not employed or self-employed.

READ MORE: Cold Weather Payment: DWP announces new postcode triggers

Other claimants who will be able to claim a Cold Weather Payment are as follows:

  • Pension Credit
  • Support for Mortgage Interest
  • Income-related Employment and Support Allowance
  • Income Support
  • Income-based Jobseeker’s Allowance

If someone is eligible for a Cold Weather Payment it is unlikely they will need to take any further action. 

This is because those who fit the criteria will be paid automatically, according to the DWP.

After each period of particularly cold weather, people can expect to receive a payout within 14 working days.

This is paid directly into the same bank or building society account as a person typically receives their benefits.

But a positive of the Cold Weather Payment is that it does not affect any other benefits a person receives.

For this reason, eligible people can claim without worries of their income reducing as a result of a Cold Weather Payment. 

But if a Universal Credit claimant thinks they should have received a Cold Weather Payment and they have not, then action is necessary.

These people are encouraged to sign into their online account and add a note to their journal.

Those who do not have an online account will need to ring the Universal Credit helpline instead. 

Cold Weather Payments are regularly triggered, but a person can track if a payment is due in their area.

All Britons will need to do is visit the official postcode checker tool developed by the Government and enter the first half of their postcode.

This will tell them if a Cold Weather Payment has been triggered in their area, and if so, when and what weather station was used to measure the temperature.



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