Boost retirement income: Easy side hustles for retirees | Personal Finance | Finance

While side hustles are often not profitable enough to create a full-time income, for pensioners it may mean the difference between making ends meet and living in luxury. A side hustle generally pursues something that one is naturally skilled at and enjoys, essentially turning hobbies into profits, which places more importance on choosing the right fit for one’s lifestyle.

In the modern age almost anyone can become a side hustler without even leaving their front door, the internet offers so many part-time, once-off or ad-hoc jobs and money-making opportunities.

It can be worthwhile searching job websites with keywords that is of interest, such as sewing, cooking or teaching.

However, if someone is looking to work on their own timetable according to their energy levels and free time then it can be better to start off on their own rather than side hustling for an organisation.

Here are some of the easiest side hustles that are perfect for pensioners looking to supplement their retirement savings.

Surveys and mystery shopping

There are countless websites offering payment in return for surveys and mystery shopping, both of which look to get an insight on how the public and customers view a company.

Websites like Swagbucks and apps like Curious Cat offer monetary compensation for their surveys alongside other offers like gift cards and showcasing brands or products a survey taker might have never heard of before.

These surveys can be done from anywhere at anytime, and the majority of companies pay back instantly once enough points have been gained, while mystery shopping does require a bit more effort.

Retailers will pay customers to go in-store and test the stores customer experience, reporting back after their shopping trip on things like whether the shelves were fully stocked, if items were easy to find and how helpful and friendly staff were.


If a mystery shopper is required to buy something they should be compensated for this purchase on top of being paid for being a mystery shopper, if the company doesn’t make this clear it might be worth skipping the opportunity rather than losing the purchase money.


Starting a blog has little to no start-up costs and as a retiree it provides an opportunity to share one’s experiences, knowledge and life lessons with a wide community who may need it.

However, it does require consistency and a fair amount of technical knowledge if one wants to set it up on their own without paid professional help.

It can also be one of the easiest passive income streams if the blog gets enough traffic to attract affiliate marketing opportunities wherein one places ads for other companies on their blog in return for payment.

Product testing

This opportunity is similar to mystery shopping except for the fact that most items will be delivered directly to one’s home and the feedback is based solely on the product.

Not only does this offer a fair amount of money and take up a relatively small amount of time, majority of the products tested are usually free as well and testers can keep them after they’ve given their feedback.

Freelancing and entrepreneurship

For many, retiring from a job they really enjoy is a heartbreaking affair and these retirees often find themselves itching to get back into the workforce even though they may not be able to.

By freelancing in a similar field of work, pensioners can decide the hours they work, how many clients/orders they take on and how much effort they put into the business.

Similarly, starting a small business in the same field one was working in offers the same freedoms alongside a larger profit than they would be getting in a larger company.

However, unless one is well-known in their field it can be tricky to get the first few customers or clients, this is where a good grasp on digital marketing can come in handy, although there are many freelance professionals available to help as well.


From pets to plants and children, there are a range of different opportunities in the caretaking industry which means a pensioner can choose the industry they feel most comfortable with.

Petsitting and dog walking as well as babysitting will likely require some form of insurance to give clients peace of mind that their beloved family members are in good hands.

However, housesitting and plantsitting often don’t need a lot of effort other than doing general daily chores when needed and are mostly risk free for those offering the services.  

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